• 30 minutes to your financial fitness

• Registered Plans

  • RRSPs
  • RRIFs
  • RESPs
  • Locked In Retirement Plans
  • Tax-Free
  • RRSP Loans

• Term Deposits

  • Short Term
  • Long Term
  • Escalator
  • Index-Linked

• Mutual Funds

  • Equity
  • Balanced
  • Income
  • Money Market
  • Credential Asset Management

• Investing

  • Investment Options
  • Online Brokerage Service

RESPs

A Registered Education Savings Plan (RESP) is a government-approved plan that helps you save for your child's education costs. With the increasingly high cost of post-secondary education an RESP is a great way to ensure you are ready.

Features and Benefits

• Earnings are taxed-deferred until withdrawn and are taxable in the beneficiary's name.
• CESG Eligibilty. The Canada Education Savings Grant (CESG) is a
  federal grant that pays 20% on the first $2,500 contributed to an RESP each year per child to a maximum lifetime grant of $7,200.
• The Canada Learning Bond (CLB) is available to eligible families.
• Competitive guaranteed rates on insured deposits
• Flexible contribution options (weekly, bi-weekly, monthly)
• Term Deposit minimum $500
• Maximum allowable contribution is a maximum lifetime of $50,000
• Contributions may be withdrawn by the subscriber at any time
  after 90 days from the initial deposit

See RESP Interest Rates

* Mutual Funds are offered through Credential Asset Management Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. ®Credential is a registered mark owned by Credential Financial Inc. and is used under license.