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Personal Lines of Credit

A Line of Credit is actually a pre-approved loan that you can draw from repeatedly, so long as funds are available and once you have been approved. You may write cheques or make withdrawals on your chequing account up to your pre-approved limit. When you make payments, it automatically makes those funds available again.

Features and Benefits

• Available over and over again as you make payments,
  those funds become available automatically.
• One-time approval and there is no need to apply again,
  use the funds as you see fit.
• Limits and rates are based on your credit rating.
• Repayments are flexible and can be as low as interest-only.
• Amounts available up to $40,000*.

*Personal loan rates are variable and may fluctuate.  Rate quotes are “base” and may vary from posted rate depending on individual credit and security.

Lending Fees

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