Investment Rates
Effective date April 30, 2010. Interest rates are subject to change without notice at any time.
Registered Plans (Non-Redeemable)
Minimums: RRSP, RRIF, RESP, TFSA $500
| Term |
Basic rate |
$50,000+ |
$75,000+ |
| 1 year |
1.00% |
1.10% |
1.25% |
| 2 year |
1.25% |
1.35% |
1.50% |
| 3 year |
1.55% |
1.65% |
1.80% |
| 4 year |
1.70% |
1.80% |
1.95% |
5 year
|
3.50% |
3.60% |
3.75% |
Term Deposits (Non-Redeemable)
Minimums: Short-Term $5,000 Long-Term $500
| Term |
Basic rate |
$50,000+ |
$75,000+ |
| 30 day |
0.20% |
|
|
| 60 day |
0.20% |
|
|
| 90 day |
0.20% |
|
|
| 1 year |
1.00% |
1.10% |
1.25% |
| 2 year |
1.25% |
1.35% |
1.50% |
| 3 year |
1.55% |
1.65% |
1.80% |
| 4 year |
1.70% |
1.80% |
1.95% |
| 5 year |
3.50% |
3.60% |
3.75% |
| Escalator Term Deposits |
|
Minimums: GIC, RRSP, RRIF, TFSA $500
3-year term redeemable on any anniversary date up to 30 days thereafter. 5-year term redeemable only if re-investing in a term product equal to or greater than the remaining term.
|
| Term to Maturity |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Yield |
| 3 Years |
1.00 |
1.75 |
3.25 |
|
|
2.00 |
| 5 Years |
1.00 |
1.75 |
2.00 |
3.75 |
6.00 |
2.90
|
|
Tax-Free Savings Accounts
| Tier Amount |
Rate |
| $0-$999 |
0.25% |
| $1,000-$4,999 |
1.00% |
| $5,000+ |
1.25% |
Variable Rate RRSP and RRIFs
| Tier Amount |
Rate |
| $0-$4,999.99 |
0.10% |
| $5,000-$24,999 |
0.25% |
| $25,000+ |
0.50% |
U.S. Dollar Term Deposit 1 Year rate - 0.35%
